On Your Own: A Personal Budgeting Simulation, 3rd Edition

Mary Queen Donnelly

Copyright 2010
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On Your Own: A Personal Budgeting Simulation 3rd Edition by Mary Queen Donnelly

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Overview
Meet the Author
What's New
Features
Table of Contents
Pricing

Overview

This activity-based simulation depicts a recent high school graduate finding out what it means to be on their own financially. The simulation allows students to experience the process of opening a checking account, renting an apartment, applying for credit, looking for a job, buying a car, shopping online, banking electronically, paying taxes, and more. Students complete parallel activities for themselves as they work through the simulation, completing budgets and creating filing systems for personal financial information.

Meet the Authors

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Mary Queen Donnelly

Mary Queen Donnelly has been associated with school districts in New Orleans and Atlanta. She is a high school counselor at Jackson Academy in Jackson, MS.

What's New

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Updated technology keeps students abreast with current trends.
Coverage of online banking keeps students up-to-date with technology.
A new chapter covers stocks, bonds, and mutual funds.
Chapter on exploring transportation options now includes leasing.

Features

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Students learn the financial procedures necessary for successful personal financial management using a simulated checkbook, expense report, and personal finance record folder.
The On Your Own for Life activities in each chapter require students to gather information from the newspaper, the library, and businesses in their communities.
Students learn how to look for housing, look for different kinds of insurance, and understand the rights and responsibilities of the consumer.
Step-by-step instructions guide students on how to create a spreadsheet to track personal expenses and set a budget.
Envelope simulation contains Instructions and Source Documents book, a checkbook, a Financial Management Record Booklet, and files for staying organized.

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1. Setting up a File.
2. Opening a Checking Account.
3. Setting up a Budget.
4. Opening a Savings Account and Comparing Bank Services.
5. Applying for Credit.
6. Preparing Income Tax Records and Beginning a Job Search.
7. Looking for Housing.
8. Looking at Insurance: Health and Life.
9. Looking at Insurance: Auto and Home.
10. Looking at Transportation Options.
11. Checking Out the Rights and Responsibilities of the Consumer.
12. Investment Basics.